Royal Property Partners Browse Homes ☎ 800-964-7309
Seller-Financed & Rent-to-Own Homes

Rent-to-own homes. No bank required.

A home of your own for your family — without a mortgage approval standing in the way. We look at more than your credit score.

Browse Available Homes See how it works
No bank financing needed Down payments from $1,000 Clear price & monthly up front
$1,000
Down payments start here
$595+
Monthly payments
$49K+
Home prices
Move in
In weeks, not years
How It Works

Three steps to a home of your own

No mortgage application, no waiting on an underwriter. You deal with us directly, and you'll know the numbers before you ever pick up the phone.

1

Find a home you like

Browse our available homes. Every listing shows the down payment, the monthly payment, and the price — no guessing, no fine print.

2

Talk with us directly

Call or text and we'll walk you through the terms. We look at your whole situation, not just a credit score, to find a path that works.

3

Move in and build equity

Put your down payment in, sign a clear agreement, and start owning instead of renting — often within a few weeks.

Available Homes

Homes ready for a family right now

A few of the homes currently available in St. Louis, Missouri. New homes are added regularly across the Midwest and beyond.

View all St. Louis homes
Who We Help

Built for buyers the bank turned away

  • Thin or damaged credit. A rough patch shouldn't cost you the chance to own a home.
  • Self-employed or 1099. If your income is real but hard to document for a lender, we can still work with you.
  • Single-income households. Steady people who deserve a fair shot at owning.
  • Tired of renting. Put your monthly payment toward something that becomes yours.
“We look at more than your credit score. If you're ready to be a homeowner and you'll take care of the place, let's find a way there together.”
— The Royal Property Partners team
Common Questions

Straight answers

Do I need good credit to buy a home?
No. We look at more than your credit score. Credit is one piece of the picture, but your income, your down payment, and your commitment to caring for the home matter just as much. Many of our buyers were turned down by a bank first.
What is rent-to-own or owner financing?
Instead of getting a mortgage from a bank, you buy the home directly from us over time. You make a down payment and a monthly payment, and you're working toward ownership from day one — no traditional bank financing required.
How much money do I need to start?
Down payments start as low as $1,000 and vary by home. Every listing shows the exact down payment, monthly payment, and price up front, so you always know what it takes before you reach out.
How fast can I move in?
Often within a few weeks. Because there's no lengthy mortgage underwriting, the timeline depends mostly on finalizing your agreement and any local occupancy requirements for the property.
What condition are the homes in?
Many are sold as-is and may need some work — which is part of why they're affordable. Each listing notes the condition, and we always encourage you to inspect a home and do your own due diligence before signing.

Ready to stop renting?

Call or text us today. Tell us a little about what you're looking for, and we'll help you find a home and a payment that fits your family.

☎ 800-964-7309
Call now or text 775-799-8009